FY 2007 Risk Report - Laserfiche WebLink

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OVERVI E1oV Risk Services is responsible for the management and administration of the City's insurance programs including Liability, Workers' Compensation, Property, Unemployment Insurance and Employee Benefits, from policy development and financial management to premium payment and employee communication. The City self-insures and self-administers most liability exposures. In FY07, the City's self-insured retention was $500,000 per claim. The workers' compensation program is also self-insured up to $500,000 per claim. Claims are administered by a third party administrator (TPA). The City purchases property insurance coverage and in FY06 had a $25,000 deductible per claim. Risk Services also recovers money for damage to City property or injury to City employees caused by members of the public. In addition, the City's Emergency Management Program is part of the Risk Services Division. Many of the Risk Services programs, such as unemployment insurance, workers' compensation, safety, and emergency preparedness are required by federal or state law. The City's award-winning Health and Fitness Program is a part of the benefts program but also provides occupational health services. SERVICES TO THE ORGANIZATION Risk Services staff provide the following services to the organization: • Internal consulting services for departmental staff on preventing and controlling risks, including risk assessments and policy development for projects, activities, and operational liability exposures; • General/auto liability, property and unemployment insurance claim administration; • Marketing, purchasing, and administration of property, excess liability, worker's compensation and other miscellaneous insurance policies and bonds; • Administration of the Recovery Claims Program. Funds recovered for damage to City property are returned to the departments; • Review of City contracts for insurance requirements and indemnification language; • Employee and supervisory training on risk related topics, including tort liability, workers' compensation, loss control, employee safety, and emergency response; • Management of the City's emergency preparedness activities including development and maintenance of the City's Emergency Management Plan, and planning and evaluation of .emergency exercises and preparedness; • Administration of the City's occupational health program, including OSHA mandated hearing conservation and blood borne pathogen programs, and the City's physical exam program; • Administration of the City's Workers' Compensation Program, including coordination of modified duty assignments and physical rehabilitation programs for. injured workers; 1 • Loss control consultative services for employee safety and environmental issues including management of the OSHA mandated Hazardous Communication Program;. 2