CITY OF EUGENE, OREGON <br />Notes to Basic Financial Statements <br />(4) Detailed Notes on All Funds continued <br />(A) Eouity in Pooled Cash and Investments, continued <br />Investments, continued <br />With the exception of pass-through funds, the maximum amount of pooled investments to be placed in the <br />Local Government Investment Pool is limited by Oregon Statute to $42,220,131, which will increase <br />proportionately to the Portland Consumer Price Index. The limit can be temporarily exceeded for ten business <br />days and does not apply either to pass-through funds or to funds invested on behalf of another governmental <br />unit. <br />Credit Risk <br />The City's policy, which adheres to State of Oregon law, is to limit its Corporate and Municipal investments to <br />the following: Issuers within Oregon must be rated "A" (bonds) or A-2 / P-2 (commercial paper) or better by <br />Standard and Poor's, Moody's Investors Service or any other nationally recognized statistical rating <br />organization at time of purchase. Issuers not in Oregon must be rated AA / Aa (bonds) or A-1 / P-1 <br />(commercial paper) or better at time of purchase. <br />At June 30, 2008, the City's investments were rated as follows: <br />Highest Rating From <br />Moody's Investors Service or Standard & Poor's Corporation <br />Investment tvpe Total Aaa/AAA Aa/AA A/A Baa/BBB B/B Not rated <br />Corporate securities <br />Local government <br />investment pool <br />Municipal bonds <br />U.S. agency securities <br />U.S. treasury securities <br />Total <br />$ 11,099,433 4,095,352 0 5,022,581 1,981,500 0 0 <br />13,420,322 0 0 0 0 0 13,420,322 <br />8,096,486 2,727,014 2,043,474 2,019,766 0 1,306,232 0 <br />120,874,978 120,874,978 0 0 0 0 0 <br />4,168,209 4,168,209 0 0 0 0 0 <br />$ 157,659,428 131,865,553 2,043,474 7,042,347 1,981,500 1,306,232 13,420,322 <br />The Oregon State Treasurer maintains the Oregon Short Term Fund (OSTF), of which the Local Government <br />Investment Pool (LGIP) is a part. Participation by local governments is voluntary. The State of Oregon <br />investment policies are governed by statute and the Oregon Investment Council. In accordance with Oregon <br />Statutes, funds are invested as a prudent investor would do, exercising reasonable care, skill and caution. <br />LGIP was created to offer ashort-term investment alternative to Oregon local governments and it is not <br />registered with the U.S. Securities and Exchange Commission. The investments are regulated by the OSTF <br />and approved by the Oregon Investment Council (ORS 294.805 to 294.895). At June 30, 2008, the fair value <br />of the City's deposits with the LGIP approximates cost. The OSTF financial statements are available at <br />http://www.ost.state.or. us/. <br />The LGIP's portfolio concentration of credit risk at June 30, 2008 included: U.S. Agency securities (52.7%), <br />Corporate Bonds (26.2%), Commercial Paper (16.4%), Bank Notes (3.2%) and Certificates of Deposits (1.5%). <br />The credit risk associated with the investments was: AAA rating (53.6%), AA rating (24.9%), A rating (18.4%), <br />and not rated (3.1 %). <br />Concentration of Credit Risk <br />The City's policy for investing in individual issuers varies depending on the type of investments. Agency <br />securities are restricted to no more than 25% for any one issuer. No more than 25% of the total portfolio of <br />investments may be invested in a single issuer of bankers' acceptances. Investments in commercial paper or <br />corporate bonds of any one issuer may not exceed 5% of the investment portfolio. <br />continued <br />51 <br />