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on again off again manner for the pat decade has resulted in us carrying on our Loks close to $20K in uncollected <br />contractual LTD obligations. <br />I'm attaching an e-mail string that I have received so that you can see what information I am being provided. <br />I'm sure there is two sides to this story. Can you look into this from your end and possibly help work to a resolution? <br />Thanks <br />Johnny <br />