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G-18652-H <br /> (Ed. 01/06) <br /> Insurance Program (O.C.I.P.) or Contractor COVERAGE does not apply to policies issued in <br /> Controlled Insurance Program (C.C.I.P.). the states of New York or Ohio. <br /> B. The last paragraph of Section II -Who Is An D. This provision 4. (EXPANDED PERSONAL AND <br /> Insured is deleted and replaced by the following: ADVERTISING INJURY COVERAGE) does not <br /> Except as provided in 4. above, no person or apply if Section 1- Coverage B -Personal And <br /> organization is an insured with respect to the Advertising Injury Liability is excluded either by <br /> conduct of any curren# or past partnership, joint the provisions of the Coverage Part or by <br /> venture or limited liability company that is not endorsement. <br /> j shown as a Named Insured in the Declarations. 5. MEDICAL PAYMENTS <br /> ' 4. EXPANDED PERSONAL AND ADVERTISING A. Paragraph 7. Medical Expense Limit, of Section <br /> INJURY III -Limits of insurance is dale#ed and replaced <br /> by the following: <br /> A. The following is added to Section V -Definitions, <br /> the definition of `Personal and advertising injury": 7. Subject to 5. above (the Each Occurrence <br /> h. Discrimination or humiliation that results Limit), the Medical Expense Limit is the most <br /> - - Co e <br /> we will a under Section I v ra s C <br /> m miury to the feelings or reputation of a .for all medical expenses because of "bodily <br /> natural person, but only if such injury° sustained by any one person. The <br /> discrimination or humiliation is: Medical Expense Limit is the greater of: <br /> {1) Not done intentionally by or at the 1 <br /> <br /> ~ direction of: O $15,000; or <br /> {a) The insured; or {2) The amount shown in the <br /> Declarations for Medical Expense <br /> (b) Any "executive officer°, director, Limit. <br /> stockholder, partner, member or B. This provision 5. (Medical Payments) does not <br /> manager (if you are a limited apply if Section I - Coverage C Medical <br /> liability company) of the insured; payments is excluded either by the provisions of <br /> and the Coverage Part or by endorsement. <br /> (2) Not directly or indirectly related to the C. Paragraph i.a.(3)(2) of Section I - Coverage C - <br /> empioyment, prospective Medical Payments, is replaced by the following: <br /> employment, past employment or <br /> termination of employment of any The expenses are incurred and reported to us <br /> person or persons by any insured. within three years of the date of the accident; and <br /> B. Exclusions of Section 1- Coverage B -Personal 6. LEGAL LIABILITY AND BORROWED EQUIPMENT <br /> and Advertising Injury Liability is amended to <br /> include-the following: A. Under Section I - Coverage A -Bodily Injury <br /> and Property Damage 2. Exclusions, Exclusion <br /> p. Discrimination Relating To Room, j. is replaced by the following. <br /> Dwelling or Premises 'Property damage' to: <br /> Caused by discrimination directly or <br /> indirectly related to the sale, rental, lease (1) Property you own, rent, or occupy; <br /> or sub-lease or prospective sale, rental, {2) Premises you sell, give away or <br /> lease or sub-lease of any room, dwelling abandon, if the 'property damage' <br /> or premises by or at the direction of any arises out of any part of those <br /> insured. premises; <br /> q. Fines Or Penalties (S) Property loaned #o you; <br /> Fines or penalties. levied or imposed by a (4} Personal property in the care, <br /> governmental entity because of custody or control of the insured; <br /> = discrimination. <br /> (5) That particular part of real properly <br /> C. This provision 4. (EXPANDED PERSONAL AND on which you or any contractors or <br /> ADVERTISING INJURY COVERAGE) does not subcontractors working directly or <br /> apply to discrimination or humiliation committed in indirectly on your behalf are <br /> the states of New York or Ohio. Also, EXPANDED performing operations, if the `property <br /> PERSONAL AND ADVERTISING INJURY damage' arises out of those <br /> operations; or <br /> G-18652-H Page 3 of 7 <br /> (Ed. 01/06) <br /> <br />