URBAN RENEWAL AGENCY OF THE CITY OF EUGENE, OREGON <br />Notes to Basic Financial Statements <br />(4) Detailed Notes on All Funds, continued <br />(C) Capital Assets <br />Capital assets activity for the year ended June 30, 2008 was as follows: <br /> Beginning Ending <br /> balance Increases Decreases balance <br />Governmental activities: <br />Capital assets, not being depreciated <br />Land $ 1,908,026 0 0 1,908,026 <br />Construction in progress 1,008,296 1,294,875 (445,703) 1,857,468 <br />Total capital assets, not being depreciated 2,916,322 1,294,875 (445,703) 3,765,494 <br /> <br />Capital assets, being depreciated <br />Improvements other than buildings 3,431,179 252,384. 0 3,683,563 <br />Infrastructure 2,051,139 237,327 0 2,288,466 <br />Total capital assets being depreciated 5,482,318 489,711 0 5,972,029 <br /> <br />Less accumulated depreciation for: <br />Improvements other than buildings (1,754,215) (155,498) 0 (1,909,713) <br />Infrastructure (1,082,830) (86,792) 0 (1,169,622) <br />Total accumulated depreciation (2,837,045) (242,290) 0 (3,079,335) <br />Total capital assets, being depreciated, net 2,645,273 247,421 0 2,892,694 <br />Governmental activities capital assets, net $ 5,561,595 1,542,296 (445,703) 6,658,188 <br />(5) Other Information <br />(A) Risk Management <br />The Agency is a participant in the City's Risk and Benefits Internal Service Fund which accounts for and <br />finances its risks of loss. The Risk and Benefits Fund has aself-insured liability program which covers <br />personal injury, public official errors and omissions, automobile, and employer's liability, with a maximum <br />self-insured retention of $500,000 per occurrence. In addition, the Risk and Benefits Fund has aself- <br />insured workers' compensation program which covers employees' work related illnesses and injuries, <br />including employer's liability, with a maximum self-insured retention of $500,000 per occurrence. <br />The Agency, as a participant in the Risk and Benefits Fund, retains a portion of the risk of loss for general <br />liability. Coverage for workers' compensation, general liability, and employees' medical claims in excess <br />of the self-insurance retention limit is purchased from commercial insurers. The Risk and Benefits Fund <br />also purchases all risk property insurance coverage from a commercial insurer. The property insurance <br />policy has a basic $25,000 deductible, however, earthquake and flood insurance coverage were subject <br />to $250,000 deductible per occurrence. During the previous three fiscal years, there were no general <br />liability claims that exceeded the insurance coverage levels. <br />continued <br />26 <br />